Stake.us VIP Calculator: What Rakeback and Bonuses Are Actually Worth
Stake publishes its VIP levels, rakeback rates and level-up awards. It doesn't publish what the weekly and monthly bonuses pay. Here's all of it, priced against what the play actually costs.
Last reviewed: July 2026
What's published and what isn't
Published by Stake: the level thresholds, the rakeback rate at each level (10.0% at Bronze rising to 20%+ at Diamond III), and the fixed level-up award for each level. Those appear here as stated.
Not published: any rate for the weekly and monthly bonuses, and the recent-play component that tops up each level-up award. Both vary between players at the same level, so the calculator asks what you actually received rather than inventing a model.
Be careful with third-party guides on this. Several state Bronze rakeback as 3.5% — it's 10%, nearly three times higher — and put the top level at a trillion Stake Cash when it's a billion. If a figure matters to you, check it against the VIP page in your own account.
The calculator
Levels, rakeback rates and level-up awards are from Stake's published VIP chart. Rakeback runs 10.0% at Bronze to 20%+ at Diamond III — as a share of the house edge, not of turnover. Weekly and monthly bonuses have no published rate, so you enter what you received.
SC redeems at roughly 1 SC = $1, so this is also the dollar value of what you cycled. The slider is logarithmic — it runs 1,000 SC to 2 billion, because the levels span five orders of magnitude. Type an exact figure in the box if you prefer.
The edge is what actually costs you money. A rebate is a discount on this, nothing more.
Why is this a question?
Rakeback comes from playthrough, not losses. You earn it on volume wagered whether you win or lose — a losing session earns no more than a winning one of the same size.
The published rates settle whether the house edge scales it. Rakeback runs 10–20%. Read as a share of turnover, 10% on 100,000 SC would pay 10,000 SC against an expected loss near 3,000 — every player ahead, forever, just by grinding volume. Read as a share of the house edge it pays 300 SC, an ordinary loyalty rebate. Switch the basis to see the absurdity for yourself; only one reading survives the arithmetic.
Bonuses you actually received
Weekly and monthly bonuses scale with how much you lost — not with how much you played. That's the opposite basis to rakeback, and it means a bad run pays more back than a good one. Stake publishes no rate for either, so enter what actually landed in your account.
Level-up awards are a published fixed amount per level plus a recent-play bonus. Only the fixed part is knowable in advance.
Optional, and it doesn't change the costs above. Because the weekly and monthly bonuses are priced off losses, entering both reveals the rate Stake doesn't publish.
| Level | SC wagered | Rakeback | Level-up award | Expected loss to get there | Reached? |
|---|
Levels, rakeback and level-up awards are Stake's published figures. Obsidian sits above that chart at twice Diamond V, with no stated rate or award.
How rakeback actually works
This is the part worth understanding, because it's where the intuition goes wrong.
Rakeback is earned on playthrough, not on losses. It tracks how much you wagered, not how the sessions went — win or lose, the same volume earns the same rakeback. That's genuinely better than a loss-rebate, because it pays out even in a winning month.
It is also a share of the house edge, not of your turnover — and the published rates prove it. Wager 100,000 SC on a game with a 3% edge and you expect to lose 3,000 SC. At 10.0% rakeback you get 300 SC back: a real tenth of the damage. Read as a share of turnover instead, that same 10% would pay 10,000 SC against a 3,000 SC expected loss — every player permanently ahead just by grinding volume. No operator offers that, and Stake plainly doesn't either. The rebate discounts the edge; it never outruns it.
That's not a criticism of Stake — it's how every rebate everywhere works, and the same arithmetic drives land-based comps and cruise casino programs alike. The house edge is what funds the rewards. A program can't return more than it takes and stay in business, which is why the break-even line in the calculator sits at 100% rakeback — a rate nobody offers.
Rakeback is often described as a share of your losses. It isn't, and the difference matters: a bad night earns you no more rakeback than a good one of the same size. Losses drive the weekly and monthly bonuses instead — a separate mechanic entirely.
The published ladder
Rakeback climbs from 10% to 20%+, and each level pays a fixed award on arrival — doubling all the way up from Platinum I:
| Level | SC wagered | Rakeback | Level-up award |
|---|---|---|---|
| Bronze | 10,000 | 10% | $15 |
| Silver | 50,000 | 10%+ | $50 |
| Gold | 100,000 | 11% | $110 |
| Platinum I | 250,000 | 12% | $200 |
| Platinum II | 500,000 | 13% | $400 |
| Platinum III | 1,000,000 | 14% | $800 |
| Platinum IV | 2,500,000 | 15% | $1,600 |
| Platinum V | 5,000,000 | 16% | $3,200 |
| Platinum VI | 10,000,000 | 17% | $6,400 |
| Diamond I | 25,000,000 | 18% | $12,800 |
| Diamond II | 50,000,000 | 19% | $25,600 |
| Diamond III | 100,000,000 | 20% | $51,200 |
| Diamond IV | 250,000,000 | 20%+ | $102,400 |
| Diamond V | 500,000,000 | 20%+ | $204,800 |
| Obsidian | 1,000,000,000 | — | — |
Obsidian sits above the published chart at 1,000,000,000 SC, twice Diamond V. Its rakeback rate and level-up award aren't stated anywhere, so they're left blank here rather than guessed from the doubling pattern.
Rakeback and the bonuses work on opposite bases
This is the part almost every write-up gets wrong, and it matters:
- Rakeback follows your playthrough. Volume-driven, results-independent. Wager the same amount and you get the same rakeback whether the week went well or badly.
- Weekly and monthly bonuses follow your losses. Results-dependent. Lose more, get more back.
- Level-up awards are a published fixed amount per level, plus a recent-play bonus paid at the time you level. Only the fixed half is knowable in advance.
The loss-linked half deserves a plain word. A rebate that grows as you lose more is the structurally riskier kind: it softens a bad run, and a softened bad run is exactly what makes chasing feel affordable. You are never getting back more than you lost — if you were, the program couldn't exist — so a bigger bonus is always a receipt for a worse month, not a win.
That's also why the calculator has an optional field for what you actually lost. Since the weekly and monthly bonuses are priced off losses, entering both figures works out your effective rebate rate — a number that appears nowhere in Stake's published material.
Play Stake.us? Help fill in the gaps
Two things aren't published anywhere, and players are the only people who can settle them:
- What the weekly and monthly bonuses actually pay. One real claim — the amount, and roughly what you lost that period — gives the rate.
- Whether Gold Coin play counts toward levels, and at what rate.
Send us what you know and we'll publish it with credit however you like. That's how the only public measured cruise slot RTP figures came to exist — a reader photographed the machine's own meters.
One thing that doesn't change
Whatever the real numbers turn out to be, they don't alter the direction of the math. A better rakeback rate means more back per dollar lost, never fewer dollars lost. If chasing a level makes you wager more than you planned, the program has more than paid for itself. See why comps don't make you a winner and our responsible gambling page.
Disclosure: LearnTheOdds has an affiliate relationship with Stake.us. This calculator carries no affiliate link — our tested, scored Stake.us review does, and you should read it knowing that. Nothing here is supplied, endorsed or reviewed by Stake.us. Figures as of July 2026; programs change without notice. 21+, and not available in all states.