Stake.us Rakeback: Rates by Level, and What It Actually Pays
Every write-up quotes the percentages. Almost none of them says what the percentage is applied to, and that detail changes the answer by a factor of twenty. Here is the basis, the ladder, and the worked numbers.
Last reviewed: August 2026
The short version. Stake.us rakeback runs from 10% at Bronze to 20% and up from Diamond III, earned on playthrough whether you win or lose. The percentage applies to the house edge on your play, not to your wagering: 10,000 SC through blackjack returns about 5 SC at Bronze, not 1,000. It is a discount on the cost of playing, never a way to get ahead of it.
The basis, because it changes everything
Read "10% rakeback" as a share of turnover and the program becomes a money printer: 10,000 SC through blackjack has an expected loss of about 50 SC, so a 10% rebate on the wagering would pay 1,000 SC against it, every player permanently in profit on volume alone. No casino runs that program. Read it as a share of the house edge and the same play returns about 5 SC, which is a normal loyalty rebate. Only one reading survives the arithmetic, and it is also what a real account's numbers show.
The other thing a real account settles: rakeback does not care whether you won. It is driven by playthrough alone. The weekly and monthly bonuses are different: those scale with losses, and that difference deserves respect rather than a shrug. A rebate that grows when you lose softens a bad run, and a softened bad run is exactly what makes chasing feel affordable. Our responsible gambling page is the counterweight to that mechanic.
What 10,000 SC of play returns
Because the rate applies to the edge, the game you put the volume through decides the payout. Same 10,000 SC, priced through the same model as our VIP calculator, at the bottom and top of the published ladder:
| Volume through | House edge | Expected loss | Back at Bronze (10%) | Back at Diamond III (20%) |
|---|---|---|---|---|
| Blackjack, basic strategy | 0.50% | 50 SC | 5 SC | 10 SC |
| Baccarat, Banker | 1.06% | 106 SC | 11 SC | 21 SC |
| Craps, pass line | 1.41% | 141 SC | 14 SC | 28 SC |
| Roulette, single zero | 2.70% | 270 SC | 27 SC | 54 SC |
| Roulette, double zero | 5.26% | 526 SC | 53 SC | 105 SC |
| A 90% RTP slot | 10.00% | 1,000 SC | 100 SC | 200 SC |
Rakeback pays most where you lose most. The slot row's 100 SC dwarfs blackjack's 5, and it comes attached to an expected loss twenty times larger. A bigger rebate on a worse game is not a better deal: net of rakeback, the 10,000 SC costs about 45 SC through blackjack and about 900 SC through the slot. If the rebate is steering your game choice, it is steering you toward the expensive one.
The ladder
Fifteen published levels, thresholds in lifetime SC wagered. One honest caveat before the table: Stake publishes that levels and rakeback exist, but not these numbers. The ladder below is community-reported and cross-checked across two independent sources, then corrected twice against a real account's chart, because both sources printed Bronze at 3.5% (it is 10%) and both printed the top threshold a thousand times too high. Two sources agreeing is not the same as two sources being right.
| Level | Lifetime SC wagered | Rakeback rate |
|---|---|---|
| Bronze | 10,000 | 10% |
| Silver | 50,000 | 10%+ |
| Gold | 100,000 | 11% |
| Platinum I | 250,000 | 12% |
| Platinum II | 500,000 | 13% |
| Platinum III | 1,000,000 | 14% |
| Platinum IV | 2,500,000 | 15% |
| Platinum V | 5,000,000 | 16% |
| Platinum VI | 10,000,000 | 17% |
| Diamond I | 25,000,000 | 18% |
| Diamond II | 50,000,000 | 19% |
| Diamond III | 100,000,000 | 20% |
| Diamond IV | 250,000,000 | 20%+ |
| Diamond V | 500,000,000 | 20%+ |
| Obsidian | 1,000,000,000 | not published |
For your own numbers, including the weekly, monthly and level-up bonuses this page deliberately does not model (Stake publishes no formula for any of them), use the Stake.us VIP calculator. It also computes the one number nobody publishes: if you know your losses and what the weekly bonus paid you, it back-solves the loss-rebate rate.
Where rakeback meets the playthrough
Rakeback arrives as Stake Cash, and what a Stake Cash is worth depends on what stands between it and a withdrawal: purchased and bonus SC carries a 3x playthrough, and clearing that costs three times the house edge of whatever you clear it on. We price that whole pipeline, including the crossover where the playthrough starts costing more than the withdrawal fee, in what Stake Cash and Gold Coins are actually worth.
Frequently asked
What is Stake.us rakeback?
A rebate the VIP Club pays on your playthrough, at a published rate that climbs from 10% at Bronze to 20% and up from Diamond III. It is results-independent: the same volume earns the same rakeback whether you won or lost. What the percentage applies to is the house edge portion of your wagering, not the wagering itself, which is the detail almost every write-up leaves out.
Is rakeback 10% of everything I wager?
No, and the arithmetic is the proof. 10,000 SC through blackjack carries an expected loss of about 50 SC. Ten percent of the wagering would hand back 1,000 SC, roughly 20x the expected loss, which would make volume free money forever. The rate applies to the house edge on your play: the same 10,000 SC actually returns about 5 SC at Bronze.
Do I get more rakeback when I lose?
No. Rakeback is driven by playthrough alone, confirmed from a real account: a losing session earns exactly what a winning session of the same size earns. The weekly and monthly bonuses are the opposite: those scale with losses. The two mechanics are often described as one, and they are not. The loss-driven one deserves more caution, because a rebate that grows when you lose is precisely the shape that makes chasing feel affordable.
How much rakeback is 10,000 SC of play actually worth?
It depends on the game's edge, because the edge is what the rate applies to. At Bronze: about 5 SC if the volume went through blackjack played well, and about 100 SC through a 90% RTP slot. Rakeback pays most where you lose most, which is worth reading twice: the bigger number comes with a much bigger expected cost attached (900 SC net at Bronze, against 45 at blackjack).
Can grinding rakeback be profitable?
Never in expectation. The net cost of play is the house edge times your wagering, minus the rebate, and the rebate is at most 20% of that edge. You keep at least 80% of the expected loss at the best published rate. Break-even would need the program to return 100% of the house edge, which nothing offers.
What are the Stake.us VIP levels?
Fifteen published levels from Bronze at 10,000 SC lifetime wagered up to Diamond V at 500,000,000 SC, with Obsidian above the chart at 1,000,000,000 SC. The thresholds are community-reported and cross-checked rather than published by Stake, and two figures on the circulating charts were wrong until checked against a real account, so treat any ladder you read, including this one, as a well-supported reconstruction rather than an official document.
The level thresholds and rakeback rates are community-reported figures cross-checked across two independent secondary sources, with two corrections from a player-verified reading of the in-account chart in July 2026 (Bronze at 10%, and the top threshold at one billion SC). Stake.us publishes the program's structure but not its numbers, and no official page states any figure in this ladder. The house-edge basis is established arithmetically above and confirmed by account behaviour. House edges in the worked table are computed by this site's solvers, each linked. If Stake publishes official figures, they replace all of this.
Not supplied, endorsed or reviewed by Stake.us. 21+ and not available in every state. Sweepstakes play is not real-money gambling, and no rebate makes a game with a house edge profitable. If it has stopped being fun, our responsible gambling page lists free help.