MGM Rewards: Comps & Points, Explained

The one-minute version

• Points are the spendable currency — worth about 1¢ each toward rooms, dining, and entertainment across MGM's resorts, with slot dollars as a common redemption.
• Slots earn on coin-in at a faster base clip than Caesars (our illustrative base: ≈1 point per $5 of slot coin-in — about 0.2% of coin-in in point value). Video poker earns at a reduced rate, as everywhere.
• Tables run on your rating. Average bet × time × house edge sets your theo; the pit comps back a share of it (~20% is a sensible planning number). Express Comps accrue behind the scenes for rated players.
• Tier credits gate the perks (Pearl → Gold → Platinum → Noir): waived resort fees, lounge access, and — at the top — the perks that used to take a host's phone call.

Price your own play

The calculator below is locked to MGM Rewards' base rates (as of July 2026). Higher tiers and point multiplier promotions raise the earn meaningfully — if you know your actual rates, enter them in the Advanced panel and trust those instead.

Game Blackjack (basic strategy) — 0.50% edgeBaccarat — Banker — 1.06% edgeBaccarat — Player — 1.24% edgeCraps — Pass line — 1.41% edgeEuropean roulette — 2.70% edgeAmerican roulette — 5.26% edgeThree Card Poker (Ante-Play) — 3.37% edgeVideo poker — 9/6 Jacks or Better — 0.46% edgeIllustrative 96% RTP slot — 4.00% edge Average bet: $25 Hours of play: 4 Hands per hour: 70

Advanced — enter the rates your host or player's club quoted

Comp rate (% of theo): 20% $ coin-in per point: $10 Point value (¢): 1.0¢ ↺ Reset to program rates

— Net expected cost of the session

—Theoretical loss (theo)

—Comp value earned

—Effective rebate on theo

—Total wagered (coin-in)

—Points earned

Reading your results

MGM's faster base slot earn shows up directly in the effective rebate line — but remember the denominator: slot theo is built on a much larger house edge than a rated blackjack seat. A modest but consistent table rating on a low-edge game frequently beats a fat points balance on total cost. The net expected cost readout is the honest comparison — see how theo is calculated.

Maximizing without overpaying

• Match the program to your geography. MGM's footprint is Strip-heavy plus regional properties; if your local casino is a Boyd or Caesars house, concentrate there instead.
• Watch for tier-credit multiplier windows — status earned in a promotion costs a fraction of the usual theo.
• Always get rated at tables — Express Comps only accrue on tracked play.
• Don't buy Noir. The top tiers price their perks above any rational theo budget; let your natural play set your tier.

Illustrative base earn — excludes tier multipliers, promotions, and mailers. Rates vary by property and tier; verify at the MGM Rewards desk.